Business Profit Strategies ("BPS," "we," "us," or "our") is committed to protecting your privacy and
the security of your personal and financial information. This Privacy Policy explains how we
collect, use, store, and protect information when you use our zero-fee payment processing, profit
consulting, and wealth strategy services.
1. Information We Collect
We collect information necessary to provide payment processing and consulting services:
- Personal Information: Name, email address, phone number, business address
- Business Information: Business name, EIN/Tax ID, business type, annual revenue
- Financial Information: Bank account details, merchant processing statements,
transaction history
- Payment Card Data: Card numbers, expiration dates, CVV codes (processed in
compliance with PCI DSS)
- Website Usage Data: IP address, browser type, pages visited, referring URLs
2. How We Use Your Information
We use collected information to:
- Process payment transactions and provide merchant services
- Analyze your processing statements to identify savings opportunities
- Provide profit consulting and wealth strategy recommendations
- Communicate service updates, changes, and promotional offers
- Comply with legal obligations and prevent fraud
- Improve our services and customer experience
3. PCI DSS Compliance
Business Profit Strategies maintains full compliance with the Payment Card Industry Data Security
Standard (PCI DSS). Our compliance measures include:
- Encryption of all cardholder data during transmission and storage
- Secure network architecture with firewalls and access controls
- Regular security assessments and vulnerability scans
- Employee training on data security protocols
- Annual PCI DSS compliance validation
4. Data Sharing with Third Parties
We may share your information with:
- Payment Processors: Visa, Mastercard, American Express, and acquiring banks to
process transactions
- Service Providers: Companies that assist with data storage, security, and
business operations
- Legal Authorities: When required by law, subpoena, or court order
- Business Partners: With your consent, for services that complement our
offerings
We do not sell your personal information to third parties for marketing purposes.
5. Data Retention and Deletion
We retain your information as follows:
- Transaction Records: 7 years (IRS requirement for payment processors)
- Business Records: Duration of business relationship plus 5 years
- Marketing Data: Until you request removal
You may request deletion of your personal data by contacting us at info@bpszerofess.com. Note that some data must be
retained for legal and regulatory compliance.
6. Your Rights (GDPR/CCPA)
Depending on your location, you may have the following rights:
- Right to Access: Request a copy of your personal data
- Right to Correction: Request correction of inaccurate information
- Right to Deletion: Request deletion of your data (subject to legal retention
requirements)
- Right to Portability: Receive your data in a portable format
- Right to Opt-Out: Opt out of marketing communications
To exercise these rights, contact us at info@bpszerofess.com or call 208-280-1995.
7. Security Measures
We implement industry-standard security measures including:
- SSL/TLS encryption for all data transmission
- Multi-factor authentication for system access
- Regular security audits and penetration testing
- Employee background checks and security training
- Physical security controls at data centers
8. Contact Information
For privacy inquiries or to exercise your data rights, contact us:
9. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of material changes by posting a
notice on our website or sending an email. Continued use of our services after changes constitutes
acceptance of the updated policy.
